Effective Money Management Solution

"The Money Merge Account® program is by far the best investment I’ve ever made."

My thoughts and emotions ran wild when I was originally introduced to the Money Merge Account® program.  At first, there was complete confusion. I had heard of using a home equity line of credit to consolidate bills or purchase cars, but to use the equity in your home to pay off your primary mortgage was completely foreign.  Who had ever heard of such a thing?  Why would anyone use your line of credit and pay interest at a higher rate in order to pay off a loan at a lower rate?  Initially, it didn’t make any sense at all.  And, as it turns out, a home equity line of credit is not even needed.

My skepticism was replaced with curiosity.  Just because I didn't 'get it' certainly didn't mean it wouldn't work.  My thoughts turned to 'what if this program does what they say it does?'.   So, I was willing to have my analysis run to determine my potential dollar and time savings using the system.  I still didn’t ‘get it’.  However, there was huge upside potential.  If it did work, I’d save a ton of money.

 

 

 

My wife and I had about $250,000 of debt between mortgages, cars and credit cards.  We showed a minimal discretionary income each month.  Our analysis projected a time and money savings that I didn't think was possible.  Shocked, still in disbelief and thinking that this was too good to be true, I shared the basic concept with a few people who were equally as skeptical.  There were too many unanswered questions. 

Then, as I was watching another demo video late at night, the light bulb came on.  It clicked! I got it!  It made so much sense.  I was trying to read way too much into it and got lost in the shuffle. The concept is really very simple.  The product is not.  You scratch your head thinking …”Why hadn't this been done before?”  I slept two hours that night.

The next day I tried to share with my wife what I thought I had learned the night before.  I couldn’t spit it out fast enough: “We only have to do this and update that like we already do and the guesswork is taken out of the equation and we'll get out of debt faster than we ever thought possible!”  She didn’t want to hear any of the details.  She only wanted to know the bottom line: “How much does it cost?”  I told her.  She sat back in her chair, folded her arms and gave me that ‘look’.  Then she asked, “How much are we gonna save?”  I told her.  She jumped out her chair and as animated as ever: “You mean we’re gonna save almost as much as our original loan and this is FREE!?!

I was taking a different approach.  My thought was that we were going to have our initial investment back into the ‘walls’ of our home within three months and the rest would be pure upside for the next 10 years.  Now, that’s a great return on investment plus we have an effective money management solution.

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